Life insurance on the Blockchain helps protect your loved ones and gives your financial goals long-term security.

Replace your income

It helps ensure your family can pay the bills, send the kids to college, or keep the business running

Leave a lasting legacy

Let’s transfer your wealth on your terms

Protect your plan

Can help pay for long-term care costs while protecting your retirement savings plan

Off-Market | Private Issuer

Life insurance options through EtherTrade come in various shapes and sizes. What’s right for you?

Term life insurance

Provides a lump sum of money to help cover expenses after your death

Universal life insurance

Provides lifetime coverage and the ability to transfer wealth to your heirs

Hybrid life insurance / long-term care

Helps you pay for long-term care expenses while protecting your retirement savings plan

Captive insurance

By Asseturance

General insurance (World Insurance Authority)
Risk insurance
Credit insurance
Deposit insurance (NIDO)
Financial reinsurance
Lenders mortgage insurance
Health insurance
Liability insurance
Workers Compensation
Overhead expense disability insurance
Business owner’s policy group insurance
Payment protection insurance

Home insurance (World Housing Authority)

Business insurance

Auto insurance

Compare different types of life insurance

	Term life insurance	Whole life insurance	Universal life insurance	Hybrid life insurance
What is it?	Insurance that covers you for a specific amount of time—typically 10, 15, or 20 years—for a predetermined dollar amount	A type of permanent life insurance that covers you for your entire life, with fixed premiums, a guaranteed cash value, and a guaranteed payout amount	A type of permanent life insurance that covers you for your entire life, with flexible premiums, a payout amount for beneficiaries, and may build a cash value over time	A long-term care benefit included with another type of insurance, usually whole or universal life insurance
Is it available through EtherTrade?	Yes, with EtherTrade term life insurance	No. Traditional whole life is currently not offered	Yes, we offer universal life insurance through Asseturance	Yes, we offer hybrid life insurance with long-term care (LTC) policies, one with whole life insurance and one with universal life insurance
Why is it important?	Can help replace the loss of your income so your loved ones can pay for housing, college, or other financial necessities	Can replace income or help with wealth transfer	Can replace income or help with wealth transfer	Can help pay for long-term care needs
What are the top features?	A lump sum, tax-free payout to beneficiaries used for income replacement	Can be used for tax-free wealth transfer or to pay estate taxes	Can be used for tax-free wealth transfer or to pay estate taxes	If you don’t use the long-term care benefit, your beneficiaries will receive a death benefit
What is the payment schedule?	The premium payment amount stays the same for the coverage period you select; the available premium options are monthly, semi-annual, and annual	Premiums are usually fixed, and can often be paid in a single payment or in installments	Flexible premium payments (within certain limits)	Varies, but usually either in a single payment or in installments

From our community experts

What you should know about life insurance
See ways to help you protect your family’s financial future.

How long-term care planning can help your loved ones
Making plans for your care later in life is a valuable gift you can give your family.

Long-term care: Options and considerations
Learn to navigate the costs, options to cover expenses, and insurance policy features.